Editor’s Note: 

Today we are running the thirteenth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.)

If a debt collector hasn’t found a defaulting borrower in six months, the case gets passed on to another agency.

The government doesn’t give up easily when it comes to tracking down those who owe student loan debt. If an agency working for the government can’t find the borrower and get them to make payments, they simply switch the case to another who can. Critics say this encourages collection techniques that are especially aggressive and that sometimes border on being unlawful.